I Received telephone calls from this company three times on my home phone within 10 minutes and once through my personnel department yesterday. Im 98% sure this is a scam. they claim I took out a payday loan in October with a company called CMA. Of course I didn't. the usual stuff about check fraud, contract violations, being served papers etc. when I asked them to send me proof of debt, they said I should already have this information. When I pressed the person for more information about the supposed suit she got very angry and threatened to hang up on me. LOL. Told her that I would be more than happy to meet them in court and to forward the papers to the address on file. She said fine make sure I bring two forms of ID to the courthouse. Of course I don't know which courthouse . Have jury duty next week so maybe I should have told them to meet me there. I've had the fine fellows from India before but this one actually had an american accent. Just thought I'd ask if anyone else had dealt with them.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.