I got this email from USA Financial Services. I have taken out the personal info but they list my city and state as somewhere I have not lived in over 3 years. I know it's long but basically it says I have to appear in a NY courthouse in 2 days.
Company Name: USA Financial Services INC
Amount due: $1127.00
Warning Date: 10th July, 2014.
Case File#: xxxxxxxxxx
This is to notify you that xxxxxxxx is currently in default under its obligations to USA Financial Services INC in the amount of $1127.00 as of xxxxxxx and (S.S.N. xxxxxxxxx)
We hereby given 3 days of our intention to commence County Court action to recover the debt shown below. If we do not receive payment of this amount within 3 days from the date of this notice we will issue no further notifications. We will immediately proceed with issuing a summons against the party shown below for the said amount.
Our company name is USA Financial Services INC which stands for the association of original creditor and Settlement Company. USA Financial Services INC is parent Payday Loan Company who owes and operates about more than 350 payday loan websites all over the USA.
This is all about an internet payday loan which was borrowed by you from one of our sub payday loan company. There are so many payday loan websites like Net Loan USA, Fax Free Cash, Cast Net USA, National Payday, Cash Advance expert, Cash Today, and so on. You have logged on to one of the sub payday loan websites and given your identity proofs, Banking information, personal information to borrow loan.
I have all the proofs with all of your personal details in the affidavit with me. So before it gets downloaded inside the court house with the legal procedures on your name and on your social security number with hampering on your credit ratings so Just reply me back whether you want to put a hold on this case file and settle it outside the court house with the settlement amount and close it or else you want to take this matter inside the court house with the penalty fees and judge fees and court house fees and you may end up in a legal mess.
You must appear before the presiding Provincial Court Judge at New York District Court on the 10th of July, 2014 at 2:30 PM O” Clock
If you do not appear at that time and place, judgment with costs may be made against you in your absence.
In event of this happening:
You will incur court costs
You will incur further interest charges as per our Terms and Conditions of Trade and
Your details will be passed to major credit reference agencies. They will make adjustments to your credit rating, which will affect your ability to raise credit in the future.
We have repeatedly advised you of your long overdue balance in the amount of $1127.00 since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next 24 hours. This will be your final opportunity to resolve matters without the expense of court proceedings.
What you want to do with your case file? Whether you want to settle the matter inside the court house with the legal procedures or you want to take care of this matter outside the court house by paying the settlement amount back to the company?
IF once your case file gets downloaded inside the court house then you have to pay $3589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.
I just want your intention on this case file that do you want to put a hold on this case file or should I process it inside the court house?