Every month or so I get a message about someone coming to serve me a my home or job. They say that if there are any guns or dogs additional charges will be filed. It is important that I call the plaintiff. Another one asks if I know the whereabouts of a defendant name of me to call a number. Don't these lowlife dumpster divers ever give up? I just ignore them. No one calls my land line except them and telemarketers who hang up. I never ever answer my land line.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.