Leave a voice mail telling me they have attempted to contact me numerous times, and that time is running out. I just finally took one of their calls and it appears it is for a PDL from sovereign advance or GetCash USA/Texas, but I have paid both of them back principal+
I told them to send me something to the address on file, as I have never received anything in writing from them since I notified them with the C& D letter about 6 months ago.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.