I keep yrying to go to the link ive seen posted to find out if they are illegal and it doesnt work for me. The lenders are Lend connect Purpose Cash 123wages rite money or power financial cutter group llc ncp finanace mountan top services star cash processing one click cash pepper cash four seasons cash.. I got the loans last week and stumbled on this site and after reading I want to close my account so they dont keep hitting me with all the charges ive read about. I didnt realize how much these people could actually screw you and threaten you . Im not sure what to do except close my account and contact all the legal lenders and ask for a payment extension, and then send the illegal lenders the letter ive seen on here about only contact via email. Sorry i'm such a jack @ss, any help would be much appreciated. Thankyou -Josh
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.