QuikPayday.com 6-yr old debt?
I just received a letter from U S C B Corporation attempting to collect a debt for $67.06 which they allege originated in 2005 with some payday loan place I cannot even locate online called "QuikPayday.com". These people confronted me with my valid SSN and last two phone numbers. I have not resided at the address which the letter was sent for over 3 years. Their claim is that the debt originated September 2, 2005. Yet they do not have the circumstances of this debt, the name of the store or vendor, or why they waited 6 years to "collect" this unknown mysterious debt? I have been a tax preparer in the past. 100's of people have my SSN because it is required by law to sign each tax form and provide my SSN. I believe this could be Identity Fraud, but for such a ridiculously low amount! Also I have had access to my credit report from all 3 local Credit Bureau reporting agencies. They are completely blank and zero-ed out. There is NO credit history......probably because I have no credit cards, and I purchase everything cash or layaway. This is crazy! What would YOU do???