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Can't afford repayment payday loan -- HELP

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Currently I have a loan with check city (legal payday lender)... I defaulted on them once and they were able to arrange a repayment plan for me which a paid off consistently and without exceptions making monthly affordable payments for 8 months.

Now, I defaulted again but they want me to pay 20% of the total loan plus accrued interest, and want me to pay in 3 months the rest of the money, the problem is that I can't afford those payments. They are even higher than the installment payments that I had when the loan was current.

I need help, what can I do?

Las Vegas.

You have to get in touch with their corporate office and explain your situation. This should provide you the opportunity to arrange a payment plan that you can afford.

Sub: #1 posted on Fri, 02/28/2014 - 02:25

bingonut bingonut

(Posts: 1433 | Credits: 168.82)

Depending on how much you owe, if they are legal, they could take you to civil, not criminal court. I would ask Corporate if you could go back to the original terms of your repayment, since that seemed to work for you.

Sub: #2 posted on Sat, 03/01/2014 - 22:46

kscornell kscornell
(Posts: 4409 | Credits: 473.19)

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