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Plain Green Loans and National Credit Adjusters

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My sister had a loan with PGL that went into collections and is now in the hands of National Credit Adjusters. She has been through a rough spot the last year and is current on all her other accounts. However, she cannot pay off a lump sum the debt collectors want. She is worried that they will put a collection on her credit report. Should she try to work out a payment plan of $100 a month for this Plain Green Loans account, or just write a Cease and Desist? We don't know how sue happy NCA is. :)




since plain green is tribal,and NCA is a bottomfeeder.they won't do spit.send a c&d letter.when they violate it sue them.btw how much did she borrow,and how much was debited?FYI since plain green is tribal,and illegal subtract the amount debited from the amount borrowed.that is what she truly owes.do not pay the bottomfeeder NCA a dime.

Sub: #1 posted on Thu, 02/13/2014 - 00:16

paulmergel paulmergel
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She borrowed $1600 and has only made a $100 payment.

Sub: #2 posted on Thu, 02/13/2014 - 01:17

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However, she lives in the state of CA and I think the lending laws are loans can be no more than $300.

Sub: #3 posted on Thu, 02/13/2014 - 01:18

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however they might bring up the installment loan line,but the loan is still illegal,and she only owes 1500.00.she pays that when she can,and how much she can.btw when did she default?it sounds weird that they would pass it off on a bottomfeeder after only one debit.either way if plain green won't take the money then again do not pay NCA as again a bottomfeeder that wants an amount i'm guessing that's much more than 1500.00.

Sub: #4 posted on Thu, 02/13/2014 - 01:51

paulmergel paulmergel
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It's been in default for at least 5 months because she blocked her ACH when she couldn't keep up with the payments.

Sub: #5 posted on Thu, 02/13/2014 - 02:16

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you said she only paid 100.00 is that to plain green,or NCA?

Sub: #6 posted on Thu, 02/13/2014 - 03:20

paulmergel paulmergel
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She was not able to make a payment to Plain Green. The $100 went to NCA.

Sub: #7 posted on Fri, 02/14/2014 - 03:33

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now how much os NCA demanding?remember since this is a tribal loan,and NCA is a bottomfeeder you only owe 1500.00.do not pay,or agree to pay a dime more.

Sub: #8 posted on Fri, 02/14/2014 - 04:12

paulmergel paulmergel
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