Has anyone had success in getting Delbert/WS/CC off of your credit report by disputing the legality? I'm in PA and I know that we are in the process of fighting them, but i have stopped paying once i hit the full principal amount owed, and have since seen a huge hit to my credit score - desperate for it to be taken off.. I wanted to hear a success story in getting them off.. and instructions on what to provide to do so...
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.