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Hello again everyoneee!!! Things are going pretty well, I think most of my payday lenders just gave up trying to get the money from me, lol. I've paid back most or all of the principle amounts I took.
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HOWEVER, NCS (not the same one as NCS, 729 Miner Rd, Ohio) called both my work phone and cell phone today and left a message with a "docket number" and said the "authorities" were coming to my place of employment in 30 minutes with the paperwork accusing me of defrauding a financial institution. I know it's BULL, because I just searched on the NJ Justice Dept.'s website using the same docket number, and it doesn't exist.
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Do you think I should just call the police at this point? I don't know what else to do. I've been using saveyourcall.com to record any conversations between and messages left by these people. One woman I spoke with a few weeks ago simply REFUSED to give me a physical address to send a certified letter to. She kept asking what it was in regards to so she could "give me the correct address," and then I told her it was a validation of debt request and that I was disputing the charges, she just kept saying "SO YOU DIDN'T RECEIVE THESE FUNDS... IS THAT WHAT YOUR SAYING?." They're all VERY RUDE and IGNORANT, and highly unprofessional.
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I will never give them a DIME. I asked them to send me a copy of the original contract that they were trying to collect on, and they told me that was MY responsibility. I said to them, if you're collecting on a legitimate debt, you should be able to PROVE it.
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I'm no longer scared or frightened, I'm ANGRY AS HELL, lol. These people need to learn that they can't SCAM people into giving them money. I can't block their phone number because it always comes back as "restricted." What should my next course of action be, considering they don't have a physical address??? Thanks ya'll!! I appreciate any advice!




you most definitely file a police report!also an FTC complaint at www.ftc.gov.do that asap.

Sub: #1 posted on Mon, 10/28/2013 - 23:14

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

File a complaint against them to the SAG or FTC immediately. Close down your old bank account and open a new one to stop debiting money from your account. Don’t share any personal information with them.

Sub: #2 posted on Tue, 10/29/2013 - 12:25

Unregistered


You also do NOT have to take their calls and their crap. When they call again (and they will), I would keep a whistle by the phone. Blow it as hard as you can into the receiver when you know it's them and HANG UP. They will get the message.

Sub: #3 posted on Sun, 11/03/2013 - 00:01

kscornell kscornell
Moderators
(Posts: 4409 | Credits: 473.19)

just by my old sayong too.if the numbers looks unfamiliar let it go.if they do leave a message laugh and delete it.just as K stated.you don't have to talk to these lowlifes at all.

Sub: #4 posted on Mon, 11/04/2013 - 19:17

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Just ignore it..bottom feeders using illegal tactics

Sub: #5 posted on Tue, 11/05/2013 - 21:39

Tomm Tomm

(Posts: 42 | Credits: 4.42)

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