I've asked for advice recently but still am soooo confused!
My husband has two storefront pdl's plus some internet ones. I'm thinking of closing our account and just trying to work with these places but I'm scared of getting in trouble over bad check charges. The two storefront places won't work with us and they just say that they HAVE to put the checks through on the due date and if they get returned we have to go in and take care of them. If I go ahead and close our account *to stop the internet pdl's from taking any more money* can we go to jail for checks getting returned due to a closed account? We're in Texas and I don't understand all of the laws. This is a total nightmare and I'm sick over this mess as I'm sure you all understand.
We want to pay these all off but we have to take care of our family first!
The two storefronts are The Cash Store and Check N' Go. They are so awful to work with. :(
The internet ones are ThinkCash, PaydayOne and CheckN'Go (Installment loan).
I already know they're all legal and we just want to make good on these but not get in serious trouble legally.
I really need advice on the best way to handle these. The next payments on The Cash Store(storefront), CheckN'Go (storefront) and CheckN'Go(online installment) are ALL due this Friday and I'm freaking out. :(