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I have 10 payday loans out. Wait, it gets worse. I never told my husband, the person who is supposed to be my partner, I have been paying on some of them for 2 yrs. I guess the real reason why I never told my husband is because of his temper and illness. I have 3 small children and just wanted to avoid a fight. I seriously thought I could get out of them and I came close several times, but something always comes up. I went to the bank today and placed 2 types of stop payments on them, one against the company and one for the check itself. The tell actually told me about the one against the company, they are normally $25.00 per stop payment but since I had sooooo many she said she would just charge me $75.00. I fessed up to my husband, which was the hardest thing I have ever had to do. He is beyond mad and not sure if he wants a divorce over this. I tried to explain the reason I did not tell him is because at the time I started taking these loans out he was in the hospital and I couldn't bring myself to put another worry on him, but he is right that is no excuse. Anyways, my question is can I go to jail for placing a stop pay on these checks. Please, please, please, pray for me. I am planning on filing bankruptcy in the next couple of weeks because of medical bills, payday loans, etc. Thank you for being here, I just need to vent and make sure my children are not at stake here. I know you reap what you sow, but like I said I cannot live without my babies. Thanks again and God Bless.




First of all, are your payday loans internet or storefronts?

Sub: #1 posted on Sun, 08/17/2008 - 10:28

m.lm1947 m.lm1947

(Posts: 154 | Credits: 14.26)

What state are you in? I understand that you had to do what you needed to do at the time and I am sure that he will come to realize this in time. I am sorry that he was not at all understanding about it. My husband through a fit when I told him and he went around and paid them all back but then I got into more financial trouble and had to do it again but with the help from this site I was able to get out and you will to.

Someone will post your pdl laws for your state and like mlm1947 stated are these internet or storefronts. If they are storefronts more than likely they are operating legally and will and do sue if you do not make payment arrangements with them right away.

Please provide the information that we requested and someone will be along to help you along the way. Hang in there you have come to the right place for support:)

Sub: #2 posted on Sun, 08/17/2008 - 10:35

ladybug ladybug

(Posts: 2757 | Credits: 282.44)

They are all storefront and I live in Washington State.

Sub: #3 posted on Mon, 08/18/2008 - 04:24

Unregistered


They are all store front and I live in Washington State.

Sub: #4 posted on Mon, 08/18/2008 - 04:25

Unregistered


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