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Stopping ACH Withdrawals

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I am new this this forum so I hope some of you experienced veterans can help me out. I signed up with Langhorne debt solutions today and was told that I should inform my bank as soon as possible to stop all ACH transactions on my account and change my account numbers. Has anyone ever done this before? If so how did it work out for you?

Thanks in advance




volleyballmom

Posts: 4143
Credits: 28451.95

Sub: #1 Is this in order to stop PDL's from drafting??
Mon, 10/29/2007 - 09:39

Is this in order to stop PDL's from drafting??




Unregistered

Sub: #2 Yes.The are scheduled to draft from my account on Wednesday.
Mon, 10/29/2007 - 09:43

Yes.The are scheduled to draft from my account on
Wednesday.




volleyballmom

Posts: 4143
Credits: 28451.95

Sub: #3 Ah ok. Couple of things... What state are you in? i ask th
Mon, 10/29/2007 - 10:00

Ah ok.

Couple of things...

What state are you in? i ask this to ensure that closing your account (resulting in the ACH drafts being returned) would not yield prosecution.

Also, are you looking to close the account and reopen a new one? OR just stop individual drafts?




goudah2424

Posts: 7938
Credits: 122486.2

Sub: #4 Yeah, read the sticky about closing your bank account. There is
Mon, 10/29/2007 - 10:15

Yeah, read the sticky about closing your bank account. There is infomation about the different holds and blocks that banks can do to stop the ach's from going through. Stop payments on individual transactions won't work.




lwashington
Posts: 1
Credits: 35

Sub: #5 I am in Maryland. I want to either close my account or see i
Mon, 10/29/2007 - 10:51

I am in Maryland.

I want to either close my account or see if my bank can issue me new account numbers.




ladybug

Posts: 2757
Credits: 28244.05

Sub: #6 I think that you should consider going to a totally different ba
Mon, 10/29/2007 - 12:22

I think that you should consider going to a totally different bank to open up a new account. It would be too easy for a new account to be tapped into accidently by clerical error at your old bank.

Call me paranoid but I would go to a totally different bank:)

ladybug




kashzan
Posts: 5401
Credits: 40830.4

Sub: #7 Lady is correct. We do reccommend opening an account at a comple
Mon, 10/29/2007 - 12:24

Lady is correct. We do reccommend opening an account at a completely unrelated bank. It is much safer. Go to any lenghths you have to to protect your money.




Unregistered

Sub: #8 Thank you all. I am definitely going to open up a new account to
Mon, 10/29/2007 - 13:41

Thank you all. I am definitely going to open up a new account tomorrow morning.




volleyballmom

Posts: 4143
Credits: 28451.95

Sub: #9 Great...and just fyi, Pay day loans are prohibited all together
Mon, 10/29/2007 - 13:50

Great...and just fyi, Pay day loans are prohibited all together in Maryland.




Morningstarr430

Posts: 2329
Credits: 41028.1

Sub: #10 Just pleae make sure you read the info Goudah mentioned about cl
Mon, 10/29/2007 - 14:59

Just pleae make sure you read the info Goudah mentioned about closing your account...make sure you talk to the bank and make them understand you want nothing to go through or re open the account...the last thing you want are nsf charges on an account you are trying to close.




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