I just got an e mail from Delbert that they tried to go into my account and payment was rejected from my bank, of course, I closed the account they have on file. I did not sign anything with them electronically as they wanted me to do on their web site. I took loan from Western Sky for $1000.00 have paid them for 11 months $198.07 and they expect me to pay them another year the same amount. This is the only and first communication they have with me regarding the loan. Shall I at this point send them a C&D letter, and if so, are there one this forum that I can follow. Any help I would appreciate, Thanks to all. I already filed complaints with the Florida Office of Financial regulation and I still waiting for the State of Florida to respond.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.