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Hello, Thank you for your help with my earlier post. Since Spot Loan is illegal and I have paid $495, should I push for paying the reminder of $305 of the remainder of the 800 Loan? The lady I am dealing with is being incredibly unreasonable. I haven't said anything yet about the loan being illegal. What should my approach be? thank you.

Yes. Tell them that you're going to pay only $305. That's it.

Sub: #1 posted on Wed, 02/28/2018 - 15:46

ditchdebt ditchdebt

(Posts: 661 | Credits: 253.26)

If they force you to pay the interest, then tell them that you will place a complaint to the State Attorney general regarding it.

Sub: #2 posted on Wed, 02/28/2018 - 16:42

sanderspatricia29 sanderspatricia29

(Posts: 606 | Credits: 63.61)

I had a loan with this company they tried to tell me I owed 344 on a 500 loan from August 2017 after paying 93.00 every 2 weeks. The lady tried to explain to me how they were legal but she stated the 500 was depositedin my account.on 08/28/2018 . They my excellent pay history they would consider my account paid and closed. When she couldn't even get the date right on my loan or justify the reason I still owed so much I was done. Listen to the people on here they know their stuff

Sub: #3 posted on Thu, 03/01/2018 - 07:18

Jewel Jewel

(Posts: 10 | Credits: 1.22)

Thanks Jewel.

Honestly speaking, illegal lenders can't do anything even if you don't pay back the principal amount. But on moral grounds, I would say that you should pay the principal amount.

Sub: #4 posted on Mon, 03/05/2018 - 12:55

(Posts: 3937 | Credits: 398.71)

I would also agree with SC. It's better to pay atleast the principal amount.

Sub: #5 posted on Mon, 03/05/2018 - 12:59

Barbara Delinsky Barbara Delinsky

(Posts: 264 | Credits: 26.21)

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