Please help, I received a loan through Western Sky that that immediately turned around and sold to Cash Call. After I found out that Western Sky was not a legal lender, I wrote Cash Call and told them that the loan was illegal. I got the standard "tribal law" bs that they always send.
Now they have sold my account to Delbert Services, who is a legal collection agency in the state of Oregon. Can they sue me for this money? I have no way of paying this back right now. I'm struggling just to pay for necessities.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.