I just got off the phone with PLS Payday Loan Store. When I asked them about an EPP, they told me that I am not eligible for it as I have a SMART loan as opposed toa PRLA loan? What?
They said we will be garnishing your wages per the Wage Assignment. I told her that has been revoked via mail and my company will not accept. Mind you this is a storefront in IL. She advised me that I can come back in and get back on the payment plan by end of week.
Now I am really confused as to what to do! :( Help!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.