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2 Yr 5 Month default CheckNGo Loan -- HELP!

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My mother has been receiving menacing calls from a collections agency attempting to collect on a $300 payday loan from checkNgo originally due in mid-september 2011. I want to resolve the issue but need advice on the best manner to do so. They insist that I owe them almost $2000 which I simply cannot pay back. They keep saying that a sheriff is bringing paperwork over and that they will come arrest me at work if I do not pay the money sight-unseen. I've requested documentation of the debt and they have said that they are "past that phase". What should I do?

Thank you!

Don’t pay them a dime without a valid proof. Ask them to validate the debt in writing via certified mail with a return receipt request. If they don’t give any reply, then send them a Cease and Desist letter. Moreover debts are civil case, not a criminal offense. So you can’t get arrested for nonpayment of your debt.

Sub: #1 posted on Thu, 01/16/2014 - 15:55


whoever is calling is a complete lawbreaking bottomfeeder that CNG sold the debt to.have your mother file a police report,and then ignore them.btw to the poster above you don't request validation by get an address to send the DV letter,but since this bottomfeeder says they won't do that report and ignore.

Sub: #2 posted on Thu, 01/16/2014 - 18:53

paulmergel paulmergel
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