2 years ago I emailed peppercash.com about the validity of their loan in my state of AZ and informed them I didn't owe any more since my payments had amounted to more than the original loan amount. Fast forward and today I received a phone call from someone saying they were informing me that they were serving me on 1/27/14 and they gave me a phone number and case number. The phone number is to a "law office" of Meckler, Reisenbough and Associates in NY - go figure I google the name and nothing comes up. I'm just freaking out now and wondering will they really come to my home or work and serve me with an affidavit of debt? Any help is appreciated!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.