Tried to register with the site but never received any of the emails that would let me set my password, in inbox or spam folder. Attempted to post about this last night, but I believe my post was flagged as spam, so apologies if I end up with two threads.
I need advice on how to handle both my 2 outstanding payday loans and the 3rd party collector who has been calling me recently. I live in NY and have these two loans from 2011: Cash Jar for $550; The VIP Loan Shop for $500. I stopped using the Ally bank account tied to these long ago; tried to close it but they never did. Don't know how much I've repaid; will have to request statements from Ally.
Zimmerman, Young & Associates has been leaving me voicemails about an "urgent matter" etc, the usual crap. Don't know who the original lender is. Last week, my HR dept. sent me an employment verification form from Zimmerman. I told HR I wasn't signing it and don't want Zimmerman to have my info; HR then told me they had called Zimmerman and I needed to call Zimmerman myself, and that HR would hold onto the form and await further instructions.
Do I need to do anything further with Ally and the old bank account? What should I do about my HR dept's involvement? I plan to find out which company Zimmerman is calling for, then send Zimmerman a C&D letter, then contact Cash Jar and VIP Loan Shop using the unlicensed lenders advice found here. Is that what I should do?
Thanks so much for these forums; this information and your time is deeply appreciated. Thanks for any advice, also.