So, Plain Green keeps calling me. I spoke to them today. They admit to being a tribal lender. They also say they are licensed in CA, but that they cannot send outgoing email unless I request it via email first. Otherwise, I get the tribal law crap, and that I will be sent to a third party collector. Does this sound fishy to anyone else? I do not see them listed on the CA Department of Corporations website. If they have my contact information, why do I need to request their license via email?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.