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USFASTCASH sending my account to collections

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I paid $360.00 towards my $300.00 loan to USFASTCASH so I sent a revoke letter. Now they are sending my account to collections. What are my options living in PA??




Here are the Payday loan laws for Pennsylvania (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-p dls-laws.html

Sub: #1 posted on Tue, 10/09/2007 - 13:42

Punkteri Punkteri

(Posts: 202 | Credits: 34.59)

How much are they telling you you have to pay?

Sub: #2 posted on Tue, 10/09/2007 - 13:43

Punkteri Punkteri

(Posts: 202 | Credits: 34.59)

Pa allows the laws of whatever state the IPDL is located in to prevail. The issue here I think is licensing. I am sure they are not licensed in PA as those types of laws are prohibited and probably not legally collectable. A Pa expert should be along soon to clarify that. I have heard wind of changes in your state recently.

Sub: #3 posted on Tue, 10/09/2007 - 13:58

Frogpatch Frogpatch
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(Posts: 5381 | Credits: 652.5)

That has happened to me exepcept i live in CA can someone let me know the laws for CA?

Sub: #4 posted on Thu, 08/07/2008 - 17:23

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I live in Illinois and have defaulted on a usfastcash loan and have not heard from them.

Sub: #5 posted on Thu, 08/07/2008 - 17:51

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Hiya kneal1982, I am going to post the laws for CA. If you should need any further help, please start a new thread, I am sure someone would be most happy to help you. :)
http://www.debtconsolidationcare.com/paydayloan/explain-p dls-laws.html

Sub: #6 posted on Fri, 08/08/2008 - 04:08

Shazzers Shazzers
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(Posts: 17342 | Credits: 1592.83)

Quote:
I live in Illinois and have defaulted on a usfastcash loan and have not heard from them.


Have you secured your bank account? Have you been in any contact with them about this matter? I know that USFastcash are notorious for not answering emails. You want to make sure you revoke any wage assignment with them you may have signed. If you want any further advice on how to deal with this situation please start a new thread and someone would be happy to assist you. :)

Sub: #7 posted on Fri, 08/08/2008 - 04:11

Shazzers Shazzers
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(Posts: 17342 | Credits: 1592.83)

I'm in Indiana and I believe if anyone applies for a ipdl after july 7, 2007 it is considered null and void? I'm not sure about that though... I have a girlfriend that applied last sept for a loan with USFASTCASH and got it. She didnt know until afterwords that it was not valid. She sent them letters/certified- and she is STILL getting calls from them. They are awful....so far nothing has been recorded on her credit...she is fighting it though. Yes, make sure your bank accounts are safe. They will bleed you dry....

Sub: #8 posted on Fri, 08/08/2008 - 06:16

Tweety71 Tweety71

(Posts: 2061 | Credits: 278.83)

that's right tweedy,they can be a handful.that is only because of there stupid indian reservation exemption.they are not licensed period.therefore if they don't use in house collections
the CA they use is probably as illegal as they are.

Sub: #9 posted on Fri, 08/08/2008 - 06:52

paulmergel paulmergel
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(Posts: 15505 | Credits: 1356.46)

My girlfriend keeps getting emails from them stating that this account needs to be settled NOW...I told her that they dont have much of a leg to stand on since the new law passed here in Indiana.....She doesnt know what to do next....

Sub: #10 posted on Fri, 08/08/2008 - 07:31

Tweety71 Tweety71

(Posts: 2061 | Credits: 278.83)

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