Decided to start with one loan today and see what my response is.
I emailed Plain Green, whom I have paid 1228.64 over the amount I borrowed. I revoked their ACH authorization as well as requested a response of paid in full. I also requested a refund of the 1228.64 of overpayment, but let's face it, that probably will not happen.
I am looking forward to getting this weight lifted from my shoulders. Without these forums, I never would have had the guts to send the first company anything.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.