I hope that all of you can help me. I am seriously depressed and stressed with the situation my husband & I have gotten ourselves into. I know that TX rules are different and I am overwhelmed and don't know where to begin. Please help if you can.
Here's our loans:
RapidCashForYou.com (online) --- $600 --- Paid $180 PayDay Max (online) --- $520 --- Pd $76.08 Advance America (store) --- $1000 --- Pd $0 Advance America (store) --- $1000 --- Pd $0 EZ Money (store) --- $1500 --- Pd $0 EZ Money (store) --- $1000 --- Pd $304.93 First Cash Advance (store) --- $1000 --- Pd $0 First Cash Advance (store) --- $1200 --- Pd $0 PayDay Advance (store) --- $900 --- Pd $184.71 Check N Go (store) --- $800 --- Pd $0 Cash Store (store) --- $1200 --- Pd $0 Ace Cash Express (store) --- $400 --- Pd $0
LoanStar Title Loan (store) --- $1100 --- Pd $0
Those are not duplicates. My husband & I each have a loan with a few of the same places.
I wasn't sure if you could advise me about the title loan too, but I threw it in the list.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.