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I was contacted via e-mail by an original creditor to pay a debt or set some sort of arrangement up and I was told to set it up by the end of the day on 5-22-2008 and so I did resond via e-mail to set something up and to find out where to send the payments. I have yet to hear something babck but I do still have both e-mail's to and from them. Would I be able to use that for my sake if they try and send it off?




I personally have never really heard of a legitimate creditor contacting you via email and not by phone...did you send them any bank information? Was this for a payday loan?

I would call the creditor immediately and see what the deal is so you can confirm if this was a real arrangement or some kind of scam.

Sub: #1 posted on Wed, 06/04/2008 - 23:10

debrag_25 debrag_25

(Posts: 220 | Credits: 33.24)

it was for a payday loan and I did not give them any sort of banking information nor did i authorize any sort of withdrawl. I told them that I wanted to know where to send the payments and to send me back an address where I could send them.

Sub: #2 posted on Wed, 06/04/2008 - 23:17

nicole.roman nicole.roman

(Posts: 37 | Credits: 8.83)

Can you tell us a little bit about your loan?

Which state are you in? Which company did you borrow from? How much have you paid already? What was the original loan amount?

I'm sure someone will come along with the laws in your state as well as some guidelines you may not be aware of when dealing with these companies :)

Also, if you type the name of the company you're dealing with into the search function...I can almost guarentee you there are other posts listed regarding the same company.

Sub: #3 posted on Wed, 06/04/2008 - 23:26

debrag_25 debrag_25

(Posts: 220 | Credits: 33.24)

I am curious, what is the name of this PDL comapny? :)

Sub: #4 posted on Wed, 06/04/2008 - 23:27

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.85)

It was with Rapid Cash Management and I live in Texas. the original amount was $275.

Sub: #5 posted on Wed, 06/04/2008 - 23:34

nicole.roman nicole.roman

(Posts: 37 | Credits: 8.83)

How much have you already paid on this loan...I've noticed from reading other stories that people have paid well above what they were supposed to because of illegal interest rates, etc.

Sub: #6 posted on Wed, 06/04/2008 - 23:36

debrag_25 debrag_25

(Posts: 220 | Credits: 33.24)

This company is illegal, you may be interested in reading about them at the link below.
http://www.debtconsolidationcare.com/paydayloan/fixed-agr eement.html
Here is an address I obtained for them on the thread:
Rapid Cash Management

928 High Rd
London
N12 9RW

1800-266-8880
What this means is, you are only morally obligated to pay them back the principal amount borrowed! :)

Sub: #7 posted on Wed, 06/04/2008 - 23:43

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.85)

If you borrowed $275.00, then that is all you need to pay back. If you plan to pay them through USPS, make sure you only send them money orders, whatever you do, don't send them a check from your personal account. :D

Sub: #8 posted on Wed, 06/04/2008 - 23:45

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.85)

Oh and, I am moving this to the payday loan section, so it will receive more attention. :)

Sub: #9 posted on Wed, 06/04/2008 - 23:46

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.85)

Be careful - There is a Rapid Cash that is legal in Texas.

There are 3 or 4 pdl companies that go by Rapid Cash . . . Make sure you know which one you are dealing with.

Sub: #10 posted on Thu, 06/05/2008 - 00:09

goudah2424 goudah2424

(Posts: 7936 | Credits: 1224.91)

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