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I am registered on here but cannot figure out my sign in and password.

Anyway I had a loan with Clear Loans for $500. I refinanced twice for $150 each. Then paideia off 2 days later after the 2nd refinance for $520.

After reading through I have leaned that they are illegal in Oklahoma. So I emailed them asking for a refund. This is what I got back in return:

**********

Robert,
ClearLoans, which is located in California, is licensed by The
Native American Government. We are in SHORT term finance. We provide
customers with small loans. All such loans are approved and funded by the
Native American Government. When you sign the loan agreement, you are
signing the agreement that we have in the state of California. Your home
state laws do not apply to this loan. The Clear loan agreement and website
contain all disclosures required by California and the Native American
Government. In those Documents, which you signed, make it clear that all
transactions are governed by the Native American Law. On the advice of
counsel, Clear Loan Solutions maintains that the choice of California law as
controlling in the loan documents would be upheld, as all of the significant
contacts in the loan transaction occur in California. The loan agreement is
legal and enforceable. In responding to your correspondence, Clear Loan
Solutions notes and reserves all available legal and equitable objections to
the points you have raised. Going online is like walking into a store.
Clear Loan Solutions provided this service as a convenience to you.
Attached is a copy of your loan documents stating that YOU WAIVE YOUR RIGHTS
TO ANY OF YOUR STATE OR LOCAL LAWS AGAINST PAYDAY LOAN COMPANIES/INSTALLMENT
LOANS OR TO LITIGATE DISPUTES THROUGH A COURT AND HAVE A JUDGE OR JURY
DECIDE THE DISPUTES, but have agreed instead to resolve disputes through
binding arbitration.**


Darennisha S
Loan Officer
Clear Loans Solutions
1-888-680-5709

**************

Has anyone had any luck getting money back after the loan was paid off? How about with these yahoos? When I called to ask if thy ha received the email they said yes but essentially laughed in my face and said I am ridiculous for asking for it.

Thanks for your help.




Sent from my iPhone




You can ask them for the refund, but it fully depends on their discretion whether or not to return back your money. There is high chance that they won’t refund money. Since they are illegal, so you owe them nothing more than the principal balance. Close down your old bank account and open a new one to stop debiting money from your account.

Sub: #1 posted on Fri, 11/08/2013 - 10:58

Unregistered


respond this way:

dear typical tribal losers.your laws don't apply to me either.so if you won't refund then mark the account PIF,if not then i will c&d any bottomfeeder you sell it to.just know you will not get another dime from me.

respond that way as again they can't do spit to you.

Sub: #2 posted on Fri, 11/08/2013 - 19:17

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

The loan is paid in full. It has been paid off for two weeks now. They haven't tried debiting anything out of my account since. I am just trying to get the amount I paid over refunded back to me. If possible.

Sub: #3 posted on Sat, 11/09/2013 - 19:49

rbh3472 rbh3472

(Posts: 8 | Credits: 2.68)

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