I'm wondering if anyone has ever had this happen and what I need to do. Back in June of 2006 I had a place calling themselved Pre-litigation contact me about 3 payday loans I had, they used the same threats on me and I was one of the stupid ones and sent them the money. STUPID STUPID STUPID ME...anyway fast forward to 2008. Back in June I started getting phone calls from very heavy accent man who did the same threats such as arrest and all that good stuff. This time no longer afraid. So I contact an attorney for consumer rights and a suit is in progress. My question is this. I'm guessing that whoever it was I sent my money too in 2006 took it and ran thus never paying the loans. So I tried to contact the only 1 of the 3 I could remember that I borrowed from (mind you this was in 2006 & I thought I had long since paid them) to see if they had received their money. THEY WOULDN'T EVEN TALK TO ME ABOUT THE LOAN. I wasn't wanting a new loan, just wanted to find out if they had received their money. She asked for my name and my security questions and said we are not able to approve you a loan at this time and I'm unable to discuss anyting futher with you. I asked her if there was anyone else there who could, she put me on hold for about 1 minute and said no there's not is there anything else I can help you with. How in the world am I suppose to find out if I owe these people money or not still if they won't talk to me.