I'm in Florida. I have a loan with PG. Amount borrowed- $1400.00. So far I have paid $3677.25. I also have a line of credit (haha) with Ladder Credit aka Miinan for $800. Not sure of the exact amount I've paid them. Thousands, I'm sure. Has anyone dealt with them? Am I correct in that they are illegal tribal lenders and I just need to follow the steps for illegal servicers? I cannot afford to pay them anymore and it's out of hand.
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