I have a loan with payday nation. My last payment to this company was on 9/13/13 that resulted on an overpayment of $210 on the principal only of the loan. (initial loan $600). As advised this is an illegal lender (out of the united kingdom) I revoked ach and requested refund of $210. I logged into my account this morning and see that my account was marked as denied for the payment due today but also the payment on 9/13/13 was marked as denied in the payment history. This was taken from account, it has cleared 2 weeks ago as paid, and it was the payment that that resulted in an overpayment of the principal only. Any advice??? I would say that this is fraud on the part of payday nation, to take a payment that was previously paid and just wipe it away and mark it as denied.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.