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Are all online payday loans in VA illegal

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Some friends and I were just reading that payday loans are illegal in Virginia. Between us we have PD loans with the following lenders:
Blue Thread
Zip Loan 123
Clear Loan Solutions
Boulevard Cash
PayDay Mobility

Are these actually illegal and what do we have to pay back, if anything?

Can we insist on paying pay Principal only , on our own or should we trust one of the many Payday loan relief companies that are call us non-stop?

Blue Thread - illegal
Zip Loan 123 - illegal
PayDay Mobility - illegal
Clear Loan Solutions - illegal

You've to pay back only the principal amount. There is no need to get help from payday loan debt relief companies.

Sub: #1 posted on Thu, 09/19/2013 - 09:43

Good Nelly Good Nelly
Industry Expert
(Posts: 2668 | Credits: 533.16)

All of the above mentioned lenders are illegal in your state. You owe them nothing more than the principal balance. Close down your old bank account immediately and open a new one to stop debiting money from your account. Don’t hire a debt relief company.

Sub: #2 posted on Thu, 09/19/2013 - 10:29


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