A couple of years ago I was desperate to catch up on bills - utilities, rent, groceries. I took out a couple of payday loans and that was the worse thing I could have done. It got to where I was worse off with the payments coming out of my account every 2 weeks and was putting me deeper in debt so I stopped paying back. I was getting harassment calls threatening to take me to jail (you can't go to jail for nonpayment on a loan), threatening to serve me with papers (you don't call to serve papers, you just serve them), threatening a restraining orders (I guess they think I'm stupid, a restraining order stops someone from doing something, not make them pay a loan back). I ignored them. Now they are calling people that I did not use as references - the guy I was dating back then is now my husband and I never told him about these as they were before we married - somehow they got his number and are calling him saying they are trying to locate me - and yesterday HIS EX-WIFE got a call looking for me and trust me - I did not use either of them as references on the applications. How did they get their numbers and how can I stop these calls????