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Payday One - now called Rise Credit

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Has anyone defaulted with rise credit/payday one? I took out a $2600 payday loan in July and recently my job cut back my hours so I have only made one payment to them for $430. I can not afford to pay them back right now and they are scheduled to take out another $430 at the end of September. I just closed out my bank account so no more withdraws can be made. I am contemplating on filing bankruptcy since I am in serious debt.

How serious is your debt? Do you only have a payday loan? Do you have some other debts as well? How much do you owe in total?

Sub: #1 posted on Fri, 09/06/2013 - 11:38


Payday One is a licensed lender. So you owe them both the principal and interest. In this case it would be better for you to explain them about your financial condition. If possible set up a payment arrangement with them. Otherwise they can file a lawsuit against you because of nonpayment of debt. You may also get help from your friends and family members.

Sub: #2 posted on Fri, 09/06/2013 - 12:57


I have $35,000 in credit card debt - I also have 2 payday loans - one with cash yes and I only owe them $525 and the other loan is payday one for $2200. I am contemplating bankruptcy to get out of this debt

Sub: #3 posted on Sat, 09/07/2013 - 07:37


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