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Paydayone: Are they a member of the CFSA?

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Posts: 58
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I was wondering if Payday One is a member of the CFSA because i can't afford to pay my whole loan and need to make some payment arrangements? If not, will they work with me?




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Sub: #1 Hi! Yes, they will work with you. Just explain the situation an
Mon, 07/20/2009 - 13:16

Hi! Yes, they will work with you. Just explain the situation and they will let you set up payment arrangements. Good Luck!




fatcat
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Posts: 172
Credits: 1727.5

Sub: #2 It does not appear that Payday One is a memeber of the CFSA, us
Mon, 07/20/2009 - 13:24

It does not appear that Payday One is a memeber of the CFSA, usually if they are a member they have the CFSA logo on their website.


They do have this on their site under FAQs:

What happens if I do not make a payment on my payday loan by the due date?
For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements. If you are unable to make the payment on your due date, please contact Customer Support. In some cases Customer Support can offer a repayment plan that gives you additional flexibility in paying back the loan.




bea2ls

Posts: 3840
Credits: 37055.9

Sub: #3 make sure you talk to them before you default. do not worry ever
Mon, 07/20/2009 - 13:34

make sure you talk to them before you default. do not worry everything will be okay, they should be able to work something out. :)




resqume1
Debt Samaritan
Posts: 324
Credits: 2375

Sub: #4 I had PayDayOne and they would not work with me at all before I
Mon, 07/20/2009 - 15:04

I had PayDayOne and they would not work with me at all before I defaulted. After I defaulted they set up 6 equal bi-weekly payments. They said that was the best they could offer. It was my biggest loan and so the payments were quite large. I made a couple and then could'nt afford to do that anymore. Thats just been my experience, yours may be different.




anewday1
Posts: 58
Credits: 1131.45

Sub: #5 I just spoke with PayDay One and they were very friendly. They
Tue, 07/21/2009 - 09:20

I just spoke with PayDay One and they were very friendly. They offered me a payment plan and i can pay using Western Union or Money Gram because I don't want to give them my new account number. Now, I need to see what I'm going to do about PayDay Max.




bea2ls

Posts: 3840
Credits: 37055.9

Sub: #6 is the payday an internet loan? for some reason i thought you we
Tue, 07/21/2009 - 09:25

is the payday an internet loan? for some reason i thought you were dealing with a store front?




anewday1
Posts: 58
Credits: 1131.45

Sub: #7 It is an internet loan. They are licensed in my state and just
Tue, 07/21/2009 - 09:35

It is an internet loan. They are licensed in my state and just about every other state so they probably believe in doing good business.




fatcat
Debt Samaritan
Posts: 172
Credits: 1727.5

Sub: #8 PayDayOne
Tue, 07/21/2009 - 09:39

resqume1

When you got to the point you couldnt afford to pay PayDayOne what was their recourse?




fatcat
Debt Samaritan
Posts: 172
Credits: 1727.5

Sub: #9 I had a real problem with PayDayMax. I took out a $200 online l
Tue, 07/21/2009 - 09:47

I had a real problem with PayDayMax. I took out a $200 online loan. They tried to charge me more interest than was agreed to in my contract. When I called them about the matter they got really nasty with me over the phone. I got tired of arguing with them and told them I would just call the BBB and file a complaint with FTC.

The next day I went to the PayDayMax website for all my account details before making the call to the BBB.........and my account was marked "Paid In Full". My original loan was for $200.00 and I had made 2 payments of $100.00 each BUT there was supposed to still be a balance for the interest rate and rollover fees.




Shazzers


Posts: 17419
Credits: 159278.85

Sub: #10 Quote:The next day I went to the PayDayMax website for all my ac
Tue, 07/21/2009 - 09:52

Quote:
The next day I went to the PayDayMax website for all my account details before making the call to the BBB.........and my account was marked "Paid In Full". My original loan was for $200.00 and I had made 2 payments of $100.00 each BUT there was supposed to still be a balance for the interest rate and rollover fees.


Revel in your success, they are NASTY NASTY and as illegal as the day is long. If I were you, I would take a screen shot of your account on their website and keep it, just in case! They have been known to mark accounts a PIF, then sell it to a collection agency at a later date! Just be mighty careful with them!




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