I would ike to know how you can find out if the payday loan companies are legal in PA. Also I took advice and closed out my bank account and put a hard ACH block on my old account. My bank said that under no circumstance should I have any problems at all and these companies cannot call the bank anbd ask for any info because they are not authorized to do so.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.