In April I took a $300 loan with Loanshop. I have called their number and am put on hold for over an hour and get not get a live person. I have no record they ever sent me of this loan so I can't check any of the fees but to this date they have taken $180 a month out of my checking account. I have called my bank(BOA) and they told me sorry we can only do 2 months on ACH transactions it's a federal law. How can I get some of my money back if any or just make them stop! With overdraft fees this is killing me! Plus $180 x 8 months they are more than paid! I live in FL if that helps any. I can't find a website for them or an email address they have so many different names! Thanks for any and all help!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.