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I got a call from a courier who claimed they had legal documents for me to sign and wanted to know when I would be available in a day. I of course had no idea what this was about, so they gave me a phone number and case number. The people who answered said they purchased CashNet USA, and that I never paid my loan back. I stated that I thought I did, but they told me I owed $410 on a $250 loan. They had almost ALL of my personal info, such as SS# and address. I did take out this loan a year and a half ago, but I believe I paid this. Unfortunately I have no way of checking due to that original bank account being closed. So since I was scared to death of having to go to court and I was at work at that moment, I set up 4 payments with my debit card to take care of this. The guy on the other end of the line made it seem like any payment arrangements was a big deal and that it may not be approved by his bosses, but he then said he had to pull some major strings to get it approved. As if he was doing me a favor....Did I just get scammed??? I have read a lot of posts on here dealing with a similar issue and am now feeling stupid for agreeing to anything. Also, I live in Louisiana. Thank you for any help or advice.




Yeah, you got scammed plus whoever was calling you broke the law BIG TIME!! CALL YOUR BANK AND CANCEL YOUR DEBIT CARD NOW!!!!!!!!!!!!!!!!!!!!!!!


Sub: #1 posted on Wed, 08/21/2013 - 16:42

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17209 | Credits: 4746.15)

do exactly as soaplady advised,and when these scammers call again(and they will) just hang up.of course they had your info.the lender gave it to them when they sold it.also i have been posting that supposed legal lenders like cashnetusa are selling debts to complete pieces of crap.


Sub: #2 posted on Wed, 08/21/2013 - 18:06

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

the name of the Company is Delaware Holdings, I did some research on them and they appear to be legit...that's crazy that these scams are going this far, I just do not want to have any sort of civil battle or go to court. Would they really go after me?


I am deactivating my card this morning. Thank you so much for the advice.


Sub: #3 posted on Wed, 08/21/2013 - 19:13

dcaff1685 dcaff1685

(Posts: 20 | Credits: 4.18)

Just got ANOTHER call!!!! This time the number they refered me to was Kirkland Management. This was a claim that I never paid back my loan with Go Cash. As per a post from this site, I sent Go Cash the following well over a year ago:


"It has come to my attention that payday lenders must be licensed by the state of Louisiana in order to offer loans to its residents. Since your company has no license in my state, the loan contract I have with you is not valid. Although I am not legally required to do so, I am willing to repay the principal balance of this loan. To date, I received a deposit of $500 on October 26, 2011, and have had 4 bi-weekly withdrawals of $120 and debited from my account. I have also had one withdrawal of $170 that included a principal payment of $50 debited from my account. This results in an overpayment of $270."


I never heard from them again. This is getting ridiculous.


Sub: #4 posted on Wed, 08/21/2013 - 19:18

dcaff1685 dcaff1685

(Posts: 20 | Credits: 4.18)

report all that call,and then ignore them.nobody who calls on this is legit.btw the scammer is most likely using a legit businesses name as nothing they did was legit.


Sub: #5 posted on Wed, 08/21/2013 - 19:30

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Just changed out my debit card, my heart is still speeding right now...this is just wrong, I can't even imagine how many people they scare into paying them. They just called my Dad at his office! How did they even get his number???


Sub: #6 posted on Wed, 08/21/2013 - 19:52

dcaff1685 dcaff1685

(Posts: 20 | Credits: 4.18)

the info they can gleen with just a click is scary.have your dad file a police report as that call broke the law big time!


Sub: #7 posted on Wed, 08/21/2013 - 20:21

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Thank you everyone so much for all of your advice and help. This site and these forums are a blessing, you are all doing great work on here, thank you.


Sub: #8 posted on Wed, 08/21/2013 - 21:14

dcaff1685 dcaff1685

(Posts: 20 | Credits: 4.18)

another question...do they have me on anything if I may have admitted to the debt??? I kept saying that I thought I paid it, but that if I didn't then I would take care of my responsibilities


Sub: #9 posted on Wed, 08/21/2013 - 21:31

dcaff1685 dcaff1685

(Posts: 20 | Credits: 4.18)

since they broke the law with lies they ain't got shit.just know that.


Sub: #10 posted on Wed, 08/21/2013 - 23:16

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

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