I have tried several times to send emails to Next Day Cash and Discount Advances, willing to pay principle. I have not received a response back via email. I have received a call from e Finance in r/t Next Day Cash and they would not give me an email address to send them my payment plan of principle. The guy on the phone just told me it wasn't possible and of course was nasty. As for Discount, I am afraid to call for the same reason but am getting calls constantly that I think they are from them, I don't answer. What should my next step be the cease and desist letter to both?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.