i got a payday loan from targetcashnow and i am in california... they took over 700 for a 300 loan... i contacted my bank sent them a letter stating that i am no longer allowing them access to get money from my account,... they have stated they do not fall under any jusrisdiction due to them being a tribe.. what can i do as far as from them trying to get more moeny from me... also can i get what i have overpaid back from them... i also informed them since they fall under native american laws that since i am a resident of california anything that i sign should fall under california laws... what steps should i take next...
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.