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I have four payday loans and I would like some assistance with dealing with my payday lenders. My lenders includes cashnetusa; NLS payday; huskhawk; Money & More Money cash advance. I live in Maryland and I have recently closed my bank account. What Should I do next?




Have you tried talking to any of the lenders to see if they are willing to accept some sort of payment arrangement?
Are any of these Store front lenders?
I know Cashnetusa will call you over and over until they agree to an acceptable payment arrangement. I am dealing with cashnet myself right now.

Sub: #1 posted on Fri, 08/01/2008 - 19:50

PinkLady PinkLady
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(Posts: 1722 | Credits: 277.46)

PDL's are prohibited in MD but CashnetUSA is operating as a CSO, you will need to make payment arrangements with them, have you defaulted on any of these loans yet? How much have you borrowed, and how much have you paid back to each one, so far?

Quote:
Business Information
Legal Name: CASHNET CSO OF MARYLAND, LLC
Trade Name: CASHNETUSA
Business Type: Limited Liability Company (LLC)
Street Address: 200 W. JACKSON BLVD
SUITE 2400
CHICAGO, IL 60606-0000

License Information
Category: Installment Loan
License Number: 2039
Expiration Date: 09 - 24 - 2009
Original Issue Date: 09 - 24 - 2007
Federal ID Number: 204956150
Status: ACTIVE


Quote:
Maryland State Information

Legal Status: Prohibited

Citation:
Consumer loan act applies. Md. Code Ann. Com. Law II ???? 12-301 et seq.

Small Loan Rate Cap
2.75% per month; 33% per year.

Where to Complain, Get Information:
Regulator: Maryland Commissioner of Financial Regulation
Address: 500 North Calvert Street Suite 402 Baltimore MD 21202
Phone: (410) 230-6100
Fax: (410) 333-3866
Regulatory Contact: Michael Jackson Director, Regulatory Policy
Regulator????????s Website

Sub: #2 posted on Fri, 08/01/2008 - 20:51

Shazzers Shazzers
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(Posts: 17342 | Credits: 1592.85)

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