Debt Consolidation Forums Payday Loan help forums

Here's my story and plan of attack

wantout
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I am securing my bank account on Monday, then my letters go out following Ohio Gals outline.

I have 3 payday loans.

Plain Green: $501 still owed. Have paid $3089 on a total of $2350 borrowed. The acutually owe me, in which I will ask for a refund which I won't hold my breath.

Mobil Loan(plain green sister site from what I can tell) Owe $455, have paid $809 on a total of $935 borrowed. Since I over paid Plain green by $500+ I will consider this a wash also.

SpotLoan Owe $686. Borrowed a total of $1500 have paid back $1351 I will pay them the $149 I still owe on the principal

I have a new bank account set up in the event my current bank wont work with me and go on "Deposit only" for the time beings.

I am so over these scum bags. It would have been a never ending cycle had I not found this site! Thanks gang!




On Mobiloan - you would still owe - principal of - $126.00 not associated with Plain Green - sites just look similar - just tell them how you want to repay the principal on your terms and when they agree then they get money - if they don't agree they get nothing.
The other 2 are correct, demand refunds, not that you will get them - but should still tell them you want. On Spot loan the repayment is still on your terms, and only when they agree to what you are saying, nothing until..

Who do you bank with? Usually not a problem tell them victim of fraud - which is true and that you are revoking ACH and need to shut down account on deposit only and end of story.

I would send the letters from their own customer service links on the websites that way you get proof right away that they received. Just copy and paste right in...

Sub: #1 posted on Sat, 01/25/2014 - 06:24

HelpinAZ HelpinAZ
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Ill keep everyone posted. I bank with keybank. but opened a new bank of America account.

I am going to tell them I have paid them in full but they want to keep withdrawaling funds and to put my account on deposit only until I get it straight

Sub: #2 posted on Sun, 01/26/2014 - 07:35

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Keep us posted..

Sub: #3 posted on Sun, 01/26/2014 - 18:23

HelpinAZ HelpinAZ
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(Posts: 1873 | Credits: 288.1)

Will do helpinaz.

Can you tell me if I can tell my bank it was a tribal lending institution and I have paid well beyond the principal of the loan

Sub: #4 posted on Wed, 01/29/2014 - 04:17

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letters sent and bank account has been blocked! Lets see if I can get the overpayment of $700+ from Plain Green!

Sub: #5 posted on Thu, 01/30/2014 - 04:42

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Plaingreen and mobiloan both agreed to terms! They did not deduct payment today. They have both been accepted as paid in full!

I have not heard back from plaingreen as to my refund of $700+. probably will never see it.

As for spotloan. I sent 2 letters, no response. Although, they did not deduct my payment as of today. It usually comes out today. Maybe they are just playing silent

Thanks for the INFO!

Sub: #6 posted on Fri, 01/31/2014 - 22:55

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since both are tribal i wouldn't hold my breath on the refund from plain green.save those emails as you never know when it comes to illegals.

Sub: #7 posted on Fri, 01/31/2014 - 23:17

paulmergel paulmergel
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Paul Here is the latest email from plaingreen.

Dear xxxxx,

Your correspondence has been directed to me for review.

As previously advised January 30, 2014, after reviewing your account history, we have closed your account from further activity. Payments made on prior loans were made according to the contracted rate and will not be applied to your current loan.

Thank you for the opportunity to respond.

Sub: #8 posted on Fri, 01/31/2014 - 23:43

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can someone edit out my name?

Sub: #9 posted on Fri, 01/31/2014 - 23:44

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edited.now they are wrong of course as since they are illegal,and youhave overpaid they owe you.do not bck down from that stance.

Sub: #10 posted on Fri, 01/31/2014 - 23:52

paulmergel paulmergel
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(Posts: 15506 | Credits: 1356.56)

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