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NetCredit Installment Loans

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I was stupid enough to get a "short term installment loan" with NetCredit. I am in Alabama. Can anybody help me out with whether or not they are licensed in my state? They are not listed on the site I looked at, but according to them and their website, they are. TYIA!


Debt Samaritan
Posts: 1434
Credits: 16882.05

Sub: #1 Searched the Alabama State
Fri, 11/01/2013 - 10:55

Searched the Alabama State Banking Department website and did a licensee search, nothing came up. Of course, they say they are legal...but just a bunch of BS. You are only morally obligated to pay back the original amount borrowed. On this site, click on how to deal with unlicensed lenders and following all steps. Keep us posted....and any more help needed, let us know!


Sub: #2 Contact with Alabama Banking
Tue, 11/05/2013 - 22:12

Contact with Alabama Banking Department to find out the legality of Net Credit. Their contact detail is as follows:
Address - P.O. Box 4600 Montgomery AL 36103
Phone - 334-242-3452
Fax - 334-353-5961


Sub: #3 The license shown on their
Fri, 11/08/2013 - 08:40

The license shown on their website says it's listed under "NC Financial Solutions of Alabama LLC". Is that on the website? Thanks!

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