In a nutshell, I have 4 legal payday loans ranging from 300-1400. Well Check n Go online is 1,391 and they want to setup a payment arrangement however I am really flat broke. I can't afford their $600 a month payment plan, I can't even afford 1/2 of that right now.
How can I negotiate a reasonable payment plan with them that won't put me back in the same broke position with not even being able to buy food for me and my family?
Family has been trying to talk me out of filing bankruptcy but I have no other discourse or solution. Please Help soon.
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