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I just got a call from NCR processing about some pre-legal processing. I called the number back and it was a loan I had from VIP Loan Shop totaling 1200. I borrowed 450 and I haven't made any payments on it. They threatened to garnish my wages and send me to court. Their number is 888-254-9281. I sent a complaint to Michigan attorney general and FTC. What should I do?




I did a number lookup and a company lookup and I can't find this company anywhere

Sub: #1 posted on Mon, 09/23/2013 - 21:04

mariuswilson mariuswilson

(Posts: 39 | Credits: 5.99)

VIP is offshore and illegal,and you only owe 450.00.now anything debited gets deducyed from the 450.00.are you sure you paid nothing on it?even if that is true you only owe 450.00.you filed the complaints now ignore their sorry asses.you don't owe near 1200.00,and the bottomfeeder broke the law hand over fist.again you reported them now ignore them.

Sub: #2 posted on Mon, 09/23/2013 - 21:19

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I think I made one renewal payment of 100 bucks I don't remember It's been almost a year since I took out loan but they still call and threaten. This company that's collecting from me is not legit since it doesn't have any info available anywhere

Sub: #3 posted on Mon, 09/23/2013 - 21:28

mariuswilson mariuswilson

(Posts: 39 | Credits: 5.99)

I think I made one renewal payment of 100 bucks I don't remember It's been almost a year since I took out loan but they still call and threaten. This company that's collecting from me is not legit since it doesn't have any info available anywhere

Sub: #4 posted on Mon, 09/23/2013 - 21:28

mariuswilson mariuswilson

(Posts: 39 | Credits: 5.99)

if that is true you only owe 350.00,but b=never give any voice over the phone one that especially likes to threaten like they do,and has no real info.

Sub: #5 posted on Mon, 09/23/2013 - 22:21

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I offered settlement with the company before I checked this site and they called back. I didn't verify the debt or get documentation and they wanted me to pay before I got documentation. I realized I made a mistake. So i won't feed into their crap again and won't answer their calls again

Sub: #6 posted on Mon, 09/23/2013 - 23:15

mariuswilson mariuswilson

(Posts: 39 | Credits: 5.99)

that is good.btw you didn't really make a mistake.you just were caught offguard by a complete piece of garbage.now giving them your bank,or debit card info would have been a mistake.don't worry about it.

Sub: #7 posted on Tue, 09/24/2013 - 02:18

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Yes, typical bottomfeeder trash

Sub: #8 posted on Tue, 09/24/2013 - 07:39

Tomm Tomm

(Posts: 42 | Credits: 4.42)

Well they called again threatening to forward my account to their legal department and to look up all my assets to sue me and take me to court. I'm a little nervous even though you guys assured me that it wouldn't be a problem. I just don't want to have to go to court for this crap

Sub: #9 posted on Tue, 09/24/2013 - 20:35

mariuswilson mariuswilson

(Posts: 39 | Credits: 5.99)

they won't do shit.this is a notorious bottomfeeder.doesn't it bring up a big red flag that there is no real info on them.they are resorting to real over the top threats to get you to call.report them using their name and the number you have to your AG,AND THE FTC.then ignore their sorry ass.an offshore pdl will only sell their debt to bottomfeeding crap because there is nothing legal that can be done.report and ignore them.stop worrying!

Sub: #10 posted on Tue, 09/24/2013 - 21:08

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

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