I need help with my cash now. Are they legal in Texas? I took out a 1000 loan in July. I extended it in August and paid 399 and another 399 is due on August 29th.
I do not want to default on my loan because I can't have them calling my work or home. I am wiling to pay it off but what are my legal options? I can't close my bank account either since it is a joint account with my husband and he doesn't know about this whole mess.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.