Multiple ach debits from mambo cash
Hi there, I took a $500 loan out from Mambo Cash back in April. Since, then they have done numerous ACH debits. They took $175 April 30, 2012, then May $175, then June 15th $225, June 16th $225. So in July, I was receiving phone calls stating that I still owed $500, when I asked why? They said, that the repayment is $1050 because I had an ACH that was declined. I explained that after they took $225 out twice within 24 hours, I felt something fishy was going on, and the loan was obviously paid back, and then some, therefor, I called Wells Fargo and told them to stop payment on all future ACH from Mambo.
Early July, I received a phone call from Alliance Asset Management, telling me they have taken over the collections from Mambo and they need my debit card, stupid me, gave it to them bacause Mambo was stilol insistanting that I owed them $1050, so I thought fine, just as long as I stop getting the Mambo calls. I set $180 for 3 payments, beginning on July 16, 2012. Payment processed fine. Well today, MAMBO took $180 debited from the debit Card I gave Alliance, and they took $180 out.
When I called Alliance they said they have no record of me, and they do not have MAMBO as an account, so since Mambo is closed, I'm waking up early am, to get my money back....but how do I begin? I never signed anything with MAMBO the orginal agreement was all over the telephone, I'm lost completely.
Any help is very much appreciated.