Does this ever happen to anyone else...I work midnights and I woke up and I saw I had 24 missed calls. All out of state area codes, Cayman Islands, no caller id phone calls. I called a couple back and they said they were out of service or it was music playing. I looked a couple of the numbers online and they all seemed to be payday loan companies. I have not applied or taken out any loans in a long time and it was so random to get so many phone calls. I was just curious if anyone else ever had this problem.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.