Good evening, I was wondering if anyone could offer some advice? I received a call at work today from a blocked call stating her name was "Heather" and she was calling in regards to a legal matter, and needed my to call to see if I could get it released before she had to serve me. She gave me a claim # as well as the number 877-899-0629 to call. I called the above mentioned number and I believe the woman said it was CRS Associates and her name was Dawn and this was in regards to an unpaid payday loan with Midland Financial and that I owed $350 and that if I resolved the matter today she wouldn't send the matter to court. She said she could only accept debit or credit as a payment form. Is this for real or is this a scam of some sort? Please offer any advice you can! Thanks! :)
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.