I keep getting harassing calls at work from clear loan solutions. I need help with resolving this payday loan.
I took at a loan with MB Processing in June for 500.00. Repayment of 650 with interest. They have drafted 3 payments out of my account for 150.00 (refinance), nothing applied to principal. I received an email that MB changed their name to Clear loan Solutions. I decided that I am not giving them another dime. I have revoked ACH authorization. I have sent cease and desist letters to them, but they refuse to stop calling stating that the cease and desist does not apply to them because they are not a 3rd party collection agency. I called to see if they are legal in the state of Louisiana and they are not. What can i do to stop the phone calls and get them out of my life?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.