So I had agreed to settle with Loan Shop today for 300 dollars. Got a message yesterday saying to leave info with this woman and if it was after hours to leave the info in her voicemail. Fine. Today I get a call barrating me about getting the payment by 5. I said there was way i could do it as I have to work. This woman just screamed at me about it. Eventually she hung up. I called in to talk to the person i last spoke to, and they listend for 2 seconds and i was immediately transferred back to this woman, who promptly said 'calling other people in my office won't work, get it done by 5' and hung up. I don't what to make of this. I had every intention of paying but now I don't know what to think. They made all threats about calling everyone i know and what not. Does anyone have advice that can help in the immediate term.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.