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So I had agreed to settle with Loan Shop today for 300 dollars. Got a message yesterday saying to leave info with this woman and if it was after hours to leave the info in her voicemail. Fine. Today I get a call barrating me about getting the payment by 5. I said there was way i could do it as I have to work. This woman just screamed at me about it. Eventually she hung up. I called in to talk to the person i last spoke to, and they listend for 2 seconds and i was immediately transferred back to this woman, who promptly said 'calling other people in my office won't work, get it done by 5' and hung up. I don't what to make of this. I had every intention of paying but now I don't know what to think. They made all threats about calling everyone i know and what not. Does anyone have advice that can help in the immediate term.




I've already filed complaints too with the AG and FTC

Sub: #1 posted on Thu, 07/31/2008 - 23:03

mppsu2003 mppsu2003

(Posts: 116 | Credits: 28.65)

refresh my memory,how much was borrowed and how much was paid back total.including all debits.

Sub: #2 posted on Thu, 07/31/2008 - 23:05

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

300 borrowed, probably in the vicinity of 780 in 'extention fees'

Sub: #3 posted on Thu, 07/31/2008 - 23:10

mppsu2003 mppsu2003

(Posts: 116 | Credits: 28.65)

sorry,but one more question.what state are you in again?

Sub: #4 posted on Thu, 07/31/2008 - 23:11

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Pennsylvania...and I know about their strange laws. But this place is absurd. I can't keep getting these calls.

Sub: #5 posted on Thu, 07/31/2008 - 23:15

mppsu2003 mppsu2003

(Posts: 116 | Credits: 28.65)

Also, do C and D letters apply to this place since i suppose they are an original creditor. And for that matter, does any protection law we have from harrassment and abuse work?

Sub: #6 posted on Fri, 08/01/2008 - 00:30

mppsu2003 mppsu2003

(Posts: 116 | Credits: 28.65)

I emailed them this as well as sending through the mail...any thoughts? Bottom line is the only way im paying them is throught the mail. I realize i've alraedy over paid, but i just want the matter done.




I was very displeased with today's events. I had every intention of making the agreed $300 payment today. Just yesterday someone left me a message explaining to call in with a reference number and that if it was after hours to leave in a voicemail. I returned her call and stated that I would have to do it after hours because of work. Today in long before after hours I got a phone call that berrated me and demanded I pay before 5. At no prior time did someone tell me it needed to be befoer 5. I said I would have to do it after work, but that was not good enough. I was then hung up on. I called back to talk to the person I had talked to before and was immediately transferred back to this first person who continued a negative tone. I called back again for a manager and the same thing happened. My suspicion here is at an all time high. I'm not even sure who I am dealing with because the people's extensions always change as do the names
of your company. That said, I have filed a complaint with my attorney general, the FTC, and the BBB. I communicated this information but also relayed to them that I would still settle this account but only to a valid company with a valid address. This is my main reason for complaining to them, along with the highly unnecessary verbal abuse. I have mailed a letter to the address provided by the BBB to cease and desist all communication over the telephone and any and all contact at my place of business. I have also mailed certified a revocation of any wage assignments your company may try to employ. I am well aware of the laws regarding these and I know that barring a signed form by me in person and 20 day notification to me, among other things, that this cannot be submitted. But even so I have the right to revoke that at any time, and this letter is doing just that.
Again as I communicated to the BBB, FTC, and AG, I would still settle this matter. But I would like just some real proof that I am paying the correct people, and that this amount is correct, and most importantly security in knowing that a final payment will close this matter permanently. I do not want this to drag on long, despite what your people accuse me of, however I do not deserve verbal abuse and I know that it is against the law. So please cease all phone communication with me and with my place of business. Once again, I realize you may have frustrations, and I'm sure you would be happy to receive money. I hope an agreement can be reached that satisfies us.

Sub: #7 posted on Fri, 08/01/2008 - 17:58

mppsu2003 mppsu2003

(Posts: 116 | Credits: 28.65)

i'm not sure if this pdl is even licensed.someone should be able to assist with that.you see if loan shop is not licensed then you
have overpaid.i would change from settlement to refund,but that is only if they are not licensed.

Sub: #8 posted on Fri, 08/01/2008 - 18:02

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

well they called again and gave me a hard time about complaining to the AG, FTC, and BBB. then they said 'have a nice day' ... i'm really sick and tired of these people calling and i don't want them calling work

Sub: #9 posted on Fri, 08/01/2008 - 19:41

mppsu2003 mppsu2003

(Posts: 116 | Credits: 28.65)

i would send a C&D letter informing them not to call you at work.send it certified mail return receipt.nothing came up for me as far as a license goes,maybe someone else will correct me,but i don't think this pdl is legal.so you should be seeking a
refund not a settlement.you have way overpaid.

Sub: #10 posted on Fri, 08/01/2008 - 20:12

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

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