I just got a response from the Loan Shop Online!!! Only one day after I sent the letter!.They said...
Thank you for your correspondence in regards to your account. We have received your complaint and would like to settle this matter immediately.
Please be advised that we have reviewed your account and there is no further payment due of you. Your account with us loan ID 423706 as of August 20, 2008 is considered paid in full. Please be advised, the payment that was scheduled for your due date of August 22, 2008 has already been sent to the bank due to the fact that we work three business days in advance and are unable to stop the transmittion. However, there will be no further attempts on your account after this date.
If you have any further questions or concerns please contact me via email or call me at 1-800-806-9971 ext 3295.
Customer Service Assistant Manager
1-800-806-9971 EXT 3295
One down 3 to go...its a good start now I just have to deal with BIG...they are a nightmare but this gives me a little hope! Thank you everyone for you help!!! You're all awesome!